Build a diversified income portfolio in under 60 seconds
Dunmavora applies predictive modelling to freelance earnings and market data, giving independent professionals the same allocation discipline used by institutional analysts.
Dunmavora applies predictive modelling to freelance earnings and market data, giving independent professionals the same allocation discipline used by institutional analysts.
Gig economy earnings do not arrive on a fixed schedule. A delivery driver, a freelance analyst, or a contract designer sees weekly revenue swing by a wide margin, which makes manual budgeting and investment planning unreliable within days of being written.
Most independent professionals use spreadsheets built for static salaries. These tools cannot ingest variable income streams, flag concentration risk across platforms, or adjust investment contributions when a slow week reduces disposable capital.
The setup sequence below is the entire onboarding process. No manual spreadsheet imports and no scheduled calls with an advisor are required.
Link gig platform accounts and bank feeds through read-only, encrypted connections. Dunmavora normalises each income stream into a single ledger.
Bank-grade, read-only accessThe predictive engine analyses historical volatility and current market conditions to propose an initial portfolio split across cash reserve, low-risk, and growth instruments.
Model recalculated hourlyReview the proposed allocation, adjust risk tolerance with a single slider, and confirm. The portfolio is live and monitored from that point forward.
Average setup time: 58 seconds
The engine scores every held position against income volatility, correlation to gig-platform demand cycles, and liquidity needs. Positions that increase concentration risk are flagged before they are added, not after.
Market data, platform payout rates, and portfolio performance refresh continuously rather than on a daily batch cycle. Decisions are made against current conditions, not yesterday's close.
When weekly earnings drop below a set threshold, the model reduces contribution rates automatically and reallocates toward lower-volatility holdings until income stabilises.
During higher-earning periods, surplus capital is identified and directed toward growth positions sized to the user's defined risk tolerance, without manual intervention.
For professionals earning across multiple gig platforms, the system models correlated downside risk, such as simultaneous demand drops, and adjusts cash reserves accordingly.
The model combines historical income variance from linked accounts with current market pricing and volatility indices. It produces a weighted allocation across cash, fixed-income, and growth instruments, recalculated hourly as new data arrives.
Account connections are read-only and encrypted in transit and at rest. Dunmavora cannot move funds or initiate transactions on linked accounts; it only ingests balance and transaction data required for analysis.
Yes. Every recommendation can be adjusted manually before activation, and risk tolerance settings can be changed at any time, which triggers an immediate model recalculation.
No. Dunmavora provides data analysis and allocation recommendations based on available information. All investment decisions carry risk, and past data patterns do not guarantee future performance.
Supported connections currently include major UK gig platform payout accounts and standard current and savings accounts via open banking integration.
No advisor calls, no spreadsheet imports. Connect an account and review your baseline allocation immediately.
Launch Analysis Read the technical FAQ first