Terms and Conditions
Last updated: [Insert Date]
These Terms and Conditions ("Terms") govern your access to and use of the website, tools, and services provided by Dunmavora ("we", "us", "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
This document is a general template and should be reviewed and adapted to reflect the specific operations, jurisdiction, and regulatory obligations applicable to Dunmavora before publication.
1. Nature of the Service
Dunmavora provides data analysis, modelling, and portfolio allocation tools intended to support independent professionals and private investors in making informed decisions. Our services are informational and analytical in nature and do not constitute financial, investment, tax, or legal advice.
Any outputs, projections, scores, or recommendations generated through our platform are based on historical and statistical data and are provided for informational purposes only. They should not be relied upon as a guarantee of future performance or outcomes.
2. Eligibility and Account Responsibilities
You must be at least 18 years old and legally capable of entering into a binding agreement to use our services. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
You agree to provide accurate, current, and complete information when registering or interacting with our services, and to update such information as necessary.
3. Acceptable Use
You agree not to:
- — Use the service for any unlawful purpose or in violation of any applicable regulation;
- — Attempt to reverse engineer, decompile, or extract the underlying models or source code of our platform;
- — Interfere with or disrupt the integrity or performance of the service;
- — Misrepresent your identity or affiliation when using the service;
- — Resell, sublicense, or redistribute access to the service without our prior written consent.
4. No Investment Advice or Guarantee
Nothing provided through Dunmavora should be interpreted as a recommendation to buy, sell, or hold any financial instrument. All investment decisions remain solely your responsibility. You should seek independent professional advice before making any financial decision based, in whole or in part, on information obtained from our services.
Dunmavora makes no representation or warranty regarding the accuracy, completeness, or reliability of any data, analysis, or projection presented through the platform.
5. Intellectual Property
All content, software, design elements, trademarks, and materials made available through Dunmavora are the property of Dunmavora or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the service for your personal or professional use, subject to these Terms.
6. Subscription, Fees, and Payment
Where applicable, access to certain features of Dunmavora may require payment of fees as described at the point of purchase. All fees are stated exclusive of applicable taxes unless otherwise noted. We reserve the right to modify pricing with reasonable prior notice to existing subscribers.
Unless otherwise stated, fees are non-refundable except where required by applicable consumer protection law.
7. Termination
We reserve the right to suspend or terminate your access to the service, with or without notice, if we reasonably believe you have violated these Terms, engaged in fraudulent activity, or posed a risk to the security or integrity of the platform. You may also terminate your account at any time by discontinuing use of the service and, where applicable, contacting us to close your account.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Dunmavora and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or financial opportunity, arising from your use of or inability to use the service, even if advised of the possibility of such damages.
Our total liability for any claim arising from these Terms or your use of the service shall not exceed the amount, if any, paid by you to Dunmavora in the twelve (12) months preceding the claim.
9. Disclaimers
The service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the service will be uninterrupted, error-free, or free of harmful components.
10. Third-Party Links and Services
Our platform may reference or link to third-party tools, data sources, or services. We do not control and are not responsible for the content, accuracy, or practices of any third party. Your use of any third-party service is governed by that party's own terms and policies.
11. Changes to These Terms
We may revise these Terms from time to time to reflect changes in our services, legal requirements, or operational practices. Material changes will be communicated through the website or by other reasonable means. Continued use of the service after changes take effect constitutes acceptance of the revised Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in the United Kingdom, unless otherwise required by applicable law.
13. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.
14. Contact
Questions regarding these Terms should be directed to Dunmavora through the contact details provided on our website footer.